Melanie Zander is the founder and leader of MJA Business Solutions and partner in MJA Financial Services.  When she launched MJA in 2007, she had been a practicing accountant for nearly a decade.  Having worked in both commercial and professional service firms, Mel had a strong sense of the challenges faced by SME’s, and set out to build a practice that would meet their needs.

Mel is not the stereotypical “backroom” accountant.  She prefers to play a business advisory role with clients, focusing on strategies and financial plans to drive the business forward, rather than counting past results.  She works closely with clients on cash flow issues and managerial accounting as well as providing business coaching to help clients reach for excellence and growth.

Wanting to ensure that her clients’ wealth was well managed as their businesses grew, she qualified as a wealth adviser in 2016, and started MJA Financial Services the same year. She entered a partnership with experienced financial planner Brendan Hoy in early 2017, to establish MJA Financial Services as a full service advisory practice.

You might be surprised to learn that Mel’s favourite pastime outside the office is watching live music.  No, not the symphony orchestra; we’re talking heavy metal.  Who would expect a chartered accountant, business owner and mother of two rambunctious boys to be a Guns N’ Roses fan?  Mel is full of surprises.


Authorised Representative of SMSF Advice Pty Ltd*

Diploma in Financial Planning
Certified Practicing Accountant (Public Practice Certificate)
Master of Professional Accounting     (Griffith University)
Bachelor of Commerce (University of Woolongong)
Fellow of the Tax Institute of Australia
Registered Tax Agent
Justice of the Peace

Areas of Expertise
Cash Flow Management
Budgeting & Forecasting
Strategy Development & Business Planning
Human Resource Management
Buying & Selling a Business
Self-Managed Superannuation
Queensland Building & Construction Commission (QBCC) Licensing
Business Coaching

Wealth Management

Little known fact:  Mel’s favourite movie is Ferris Bueller’s Day Off.  Go figure!


*Melanie Zander is an authorised representative of SMSF Advice Pty Ltd, ABN, 11 074 225 353, Australian Financial Services Licensee No. 234664 and Australian Credit Licensee.




Our Location

MJA Business Solutions
Suite 2 & 3/24 Edgar Street,
Coffs Harbour NSW 2450

The Big Red Building
Cnr Mildura & Edgar St

PO Box 4504
Coffs Harbour Jetty NSW 2450

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