Insurance & Risk Management
Insurance is a critical part of any financial plan. Life is uncertain and unexpected changes can knock even the best-laid financial plans sideways. Insurance helps to protect you and your family’s wealth from the unexpected. If you are a trustee of a self-managed super fund (SMSF) the law actually requires you to consider the insurance needs of all SMSF members.
We help you to assess the risks that may lie ahead and then provide recommendations on various insurances that can protect you and your loved ones.
We will assess the need for life insurance, income protection insurance and total and permanent disability insurance. These types of insurance can usually be purchased within your superannuation fund where the premiums may be deductible.
Depending on your circumstances we may also review other insurances like professional indemnity and household insurances to ensure that your family is appropriately protected.